Terms of Service

1. Acceptance of Terms

By accessing or using SeveranceCalc.com ("the Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not access or use the Service. Your use of the Service is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

These Terms apply to all visitors, users, and others who access or use the Service. By using the Service, you represent that you are at least 18 years of age and have the legal capacity to enter into these Terms.

If you purchase the paid Severance Assessment, you separately and additionally accept these Terms, including the dispute-resolution provisions in Section 10, by clicking the purchase button shown with the Terms notice on the report page and by ticking the terms acceptance box on the Stripe payment page before paying, and you consent to receive the Report, receipts, and related records electronically at the email address you provide.

2. Use of Calculator

The severance pay calculator provided on this website generates estimates only and does not constitute legal, financial, or tax advice. The estimates are based on general industry data, publicly available information, and standard severance formulas.

Actual severance pay depends on numerous factors including, but not limited to, your employment agreement, company policy, applicable state and federal laws, and individual negotiation. Results from the calculator should not be relied upon as a guarantee of any specific severance amount.

We strongly recommend consulting with a qualified employment attorney before making any decisions based on the calculator's estimates. No attorney-client relationship is created by using this Service.

3. Paid Severance Assessment (AI-Assisted)

The paid Severance Assessment report (the "Report") is an educational assessment, not legal advice. SeveranceCalc.com is not a law firm, does not provide legal services, and no attorney-client relationship is created by purchasing, receiving, or using the Report.

This report is a personalised educational assessment based on the answers you provided and publicly available industry and state data. It is not legal advice, SeveranceCalc is not a law firm, and receiving this report does not create an attorney-client relationship. It is also not financial or tax advice: confirm any question about taxes, withholding, or the value of benefits with a qualified tax or financial professional. The scores, ranges, and figures are estimates, not a determination of your legal rights or entitlements, so you should independently verify them and do your own due diligence. Before signing any severance agreement, releasing any legal claims, or taking legal action, consult a licensed employment attorney in your state. Laws change and individual circumstances matter.

Not financial or tax advice. The Report is also not financial, tax, investment, insurance, or accounting advice. Where it touches on taxes, withholding, health coverage or other benefits, equity, or the amount, timing, or structure of any payment, that content is general information only. Consult a qualified tax or financial professional before making any decision with tax or financial consequences, including whether to take severance as a lump sum or in instalments.

AI-generated content. Portions of this report are generated using AI and automated models. AI can produce inaccurate, incomplete, or outdated statements. Treat every figure and statement as a starting point to verify, not a guaranteed result. You are responsible for independently verifying every figure and statement, and for doing your own due diligence, before acting on the Report.

The scores, fair-value ranges, suggested counter-offer figures, and timelines are general estimates and illustrative benchmarks based on the information you provide and public data. They are not a determination of your legal rights or entitlements, a prediction of any outcome, or a recommendation to take or refrain from any specific legal action. The value an employer, attorney, mediator, arbitrator, or court assigns to your situation may differ (higher or lower) from any figure shown. Laws vary by jurisdiction and change over time, and the Report may not reflect the law applicable to your specific situation.

These disclosures apply equally to any personalised output shown or sent to you before purchase, including any preview, teaser, headline, summary, score, progress indicator, dollar figure, or free action plan displayed during the assessment or at checkout, or emailed to you. Those outputs are illustrative estimates on the same terms as the Report itself, and are not a determination of your legal rights, a valuation of any claim, or a promise of what the Report will contain.

The Report speaks only as of its generation date and only to the situation you described in your answers. Benchmarks, market conditions, and laws change over time, and we do not update, revise, or monitor delivered Reports. Do not rely on a Report for a different offer, employer, or negotiation, or as a current analysis at any later date. If your situation changes, obtain current information and consult a licensed employment attorney in your state.

Your answers. The Report is generated from the answers you provide. You are solely responsible for the accuracy and completeness of your answers. We do not review, verify, or correct them, and inaccurate or incomplete answers may produce figures, ranges, and scores that do not reflect your actual situation.

What your purchase includes. Your purchase includes the Report and any bonus materials expressly listed at checkout (currently an industry-specific negotiation guide), delivered by email to the address you provide. If anything listed at checkout is missing from your delivery email, contact us at [email protected] and we will send it or refund your purchase in full.

Disclosure version: 2026-09-11. When you purchase the Report you acknowledge the assessment disclosures then in force; the version you accepted and the time of acceptance are recorded with your order.

4. Licence and Intellectual Property

The Service, including the calculators, guides, site content, and each Report, is owned by SeveranceCalc.com or its licensors and is protected by copyright and other intellectual-property laws. On payment, you receive a limited, non-exclusive, non-transferable licence to use your Report for your own personal, non-commercial purposes. You may share it with your own attorney or adviser, but you may not resell, republish, or redistribute it, or use it to provide services to others. You also agree not to present the Report or any figure in it to any third party as an appraisal, valuation, or legal opinion.

We may decline or cancel any order at our discretion and issue a full refund, which is your sole remedy for a declined or cancelled order. This licence ends if your purchase is refunded or charged back.

5. Limitation of Liability

To the fullest extent permitted by applicable law, SeveranceCalc.com, its owners, operators, affiliates, and their respective officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, or goodwill, arising out of or in connection with your use of the Service.

In no event shall our total liability to you for all claims arising out of or relating to the use of the Service exceed the greater of (a) the total amount you paid to SeveranceCalc.com during the twelve (12) months preceding the claim, or (b) one hundred U.S. dollars (USD $100). This limitation applies to all claims in the aggregate, including with respect to the paid Severance Assessment. You and we agree that the disclaimers and limitations in Sections 5 and 6 form an essential basis of the bargain between you and SeveranceCalc.com, and are reflected in the price of the Service.

Nothing in this section or in Section 6 limits or excludes any liability that cannot be limited or excluded under applicable law, including any liability for our own fraud or wilful misconduct.

6. Disclaimer of Warranties

To the fullest extent permitted by applicable law, the Service is provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that the Service will be uninterrupted, error-free, or secure, that defects will be corrected, or that the calculator results will be accurate or reliable.

Some jurisdictions do not allow the exclusion of implied warranties or the limitation or exclusion of liability for incidental or consequential damages. To the extent such a law applies to you, some or all of the exclusions and limitations in Sections 5 and 6 may not apply to you, and you may have additional rights; in that case our liability is limited to the greatest extent permitted by applicable law.

If you are a New Jersey resident: the exclusions and limitations in Sections 5 and 6 apply to you only to the extent they are permitted by New Jersey law, and nothing in these Terms limits any rights you have under New Jersey law that cannot be limited by contract.

7. No Guarantee of Results

SeveranceCalc.com does not guarantee that using the Service, the calculators, or the paid Severance Assessment will result in an increased severance package, a successful negotiation, or any particular outcome. Your results may vary significantly, including receiving no improvement to your offer at all, or an employer reducing or withdrawing an offer in response to a counter-offer or other negotiation.

Severance outcomes depend on factors outside our control, including your employer's policies, your specific facts, applicable law, and how you choose to act on the information provided. Any figures, ranges, scores, and timelines are general estimates and illustrative benchmarks, not predictions or promises.

8. Assumption of Risk

By using the Service, you expressly acknowledge and agree that responding to, or negotiating, a severance offer without the involvement of a licensed attorney carries inherent risks, including the risk of waiving legal claims, missing deadlines, accepting unfavourable terms, or an employer reducing or withdrawing an offer in response to a counter-offer or negotiation. You assume full responsibility for your decision to use the Service and for any actions you take or decline to take based on it.

You are responsible for independently verifying all information and for conducting your own due diligence before signing any agreement, releasing any claim, or taking any legal action. We strongly encourage you to consult a licensed employment attorney in your state.

9. Marketing Claims, Results & Testimonials

Any results, figures, or outcomes mentioned in our marketing materials, testimonials, or examples are not typical and are not guaranteed. They may reflect self-reported data that SeveranceCalc.com has not independently verified, and they do not represent what you should expect.

Illustrative examples and sample reports use fictional or anonymised profiles for demonstration. Your own assessment is personalised to the information you provide and will differ.

10. Dispute Resolution

(a) Talk to us first. Before filing any claim against SeveranceCalc.com, you agree to first email a written description of the dispute to [email protected] and give us sixty (60) days to resolve it informally. Most disputes about a Report purchase are resolved by the 30-day refund in Section 3. Any applicable statute of limitations is tolled during this informal-resolution period.

(b) Small claims.Either party may bring an individual claim in small claims court in your county of residence (or our location) instead of arbitration, and this option is encouraged for disputes within that court's limits.

(c) Arbitration.Any dispute, controversy, or claim arising out of or relating to these Terms or the Service that is not resolved under (a) or brought under (b) shall be resolved by binding arbitration administered by the American Arbitration Association ("AAA") under its Consumer Arbitration Rules. The Federal Arbitration Act governs this arbitration agreement. The arbitration shall be conducted by a single arbitrator, and any hearing will take place in the county where you live, by videoconference or telephone, or on the documents alone, at your election, consistent with the AAA Consumer Arbitration Rules. Arbitration fees are allocated per the AAA Consumer Arbitration Rules fee schedule, and we will pay all arbitration fees those rules require the business to pay. The arbitrator's decision shall be final and binding on both parties and may be entered as a judgment in any court of competent jurisdiction.

(d) 30-day opt-out. You may opt out of this arbitration agreement by emailing [email protected] within 30 days of first accepting these Terms (or of your Report purchase, whichever is later) with your name, the email address you used, and a statement that you opt out of arbitration. Opting out does not affect any other provision of these Terms.

(e) Class-action waiver. Any dispute resolution proceedings will be conducted on an individual basis and not in a class, consolidated, or representative action, and you and we each waive any right to participate in a class action lawsuit or class-wide arbitration. If this class-action waiver is found unenforceable as to a particular dispute, then the entire arbitration agreement in subsection (c) is void as to that dispute, which shall proceed in court on an individual basis, not in class-wide arbitration.

(f) Governing law and venue. These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions, except that the Federal Arbitration Act governs the arbitration agreement. Any claim that is not subject to arbitration (including where you have opted out) shall be brought in the state or federal courts located in Delaware, except that you may bring an individual claim in your local small claims court, and nothing in this section deprives you of protections that the law of your state of residence grants you and does not allow to be waived. This Section 10 survives any termination of these Terms or your use of the Service.

(g) Time to file. To the fullest extent permitted by applicable law, any claim arising out of or relating to these Terms or the Service must be commenced within one (1) year after the date the claim accrues, whether in arbitration, small claims court, or any other forum, and a claim not commenced within that period is permanently barred. This one-year period does not run during the informal-resolution period in subsection (a). This subsection does not shorten any limitations period that the law of your state of residence does not allow to be shortened by agreement, and it does not apply to you if you are a New Jersey resident.

11. General Provisions

Indemnification. You agree to indemnify and hold harmless SeveranceCalc.com and its owners, operators, and agents from third-party claims, losses, and reasonable expenses (including legal fees) arising from your breach of these Terms or your misuse of the Service.

Severability. If any provision of these Terms is held invalid or unenforceable, that provision shall be enforced to the maximum extent permitted and the remaining provisions remain in full force, except as provided by the class-waiver provision in Section 10(e), which controls over this clause.

No waiver. Our failure or delay in enforcing any provision of these Terms is not a waiver of that provision or any other.

Entire agreement. These Terms, the Privacy Policy, and the checkout acknowledgement you accept at purchase (identified by its disclosure version) constitute the entire agreement between you and SeveranceCalc.com regarding the Service.

Assignment. You may not assign these Terms. We may assign them to an affiliate or successor in connection with a merger, acquisition, or sale of assets.

Force majeure. We are not liable for any delay or failure to perform caused by events beyond our reasonable control.

12. Changes to Terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. If a revision is material (including any change to the refund policy, the limitations of liability, or the dispute-resolution provisions), we will provide at least 30 days notice before the new terms take effect, by posting on this page and by email where we hold an email address for you.

Your continued use of the Service after any changes to these Terms constitutes your acceptance of the revised Terms. It is your responsibility to review these Terms periodically for changes.

Each Report purchase is governed by the Terms and assessment disclosures in effect, and acknowledged by you, at the time of that purchase; changes do not apply retroactively to completed purchases. If we materially change the assessment disclosures, new purchases require acknowledgement of the updated version at checkout.

13. Contact Information

If you have any questions about these Terms of Service, please contact us at [email protected].